# Summary of Occident Motorhome Insurance Coverage and Race Road assistance.. **Main guarantees:** Third party liability up to €50 million, own damage to vehicle covered with €900 excess, theft and fire included, glass breakage included no excess, legal defense €1,000 per claim, roadside assistance, driver personal accident coverage €15,000 death/disability, unlimited medical costs, optional equipment coverage up to €10,000, emergency repairs €200 per claim **All excesses:** Own vehicle damage €900, other damages 7% of claim amount, personal injury €0, glass breakage €0 included **Main exclusions:** Intentional damage by policyholder/driver, driving under influence of alcohol/drugs, driving without valid license or owner permission, war/terrorism/armed conflicts, nuclear risks, racing/competitions, damage from transported cargo, extraordinary weather phenomena, mechanical breakdowns due to wear/poor maintenance, driving with unsafe vehicle not meeting technical safety requirements, persons without owner authorization. **Important note on rental:** The policy mentions "rental vehicles" and "authorized drivers." Rental is covered if the driver has the owner's permission, is 30 years old or older, has a minimum of 5 years' driving experience, and proper contractual agreements are in place.

Se il veicolo viene immobilizzato a seguito di un guasto o di un incidente, sarai coperto dall'assistenza fornita dal noleggiatore. Un numero dedicato ti permetterà di contattare la compagnia di assistenza e ti informerà sulle fasi della gestione.

Se non puoi partire a causa di un guasto del veicolo o per motivi legati al proprietario, il nostro team ti proporrà dei veicoli alternativi che potranno soddisfare le tue esigenze di viaggio oppure riceverai un rimborso completo.

Se non puoi partire a causa di un guasto del veicolo o per motivi legati al proprietario, il nostro team ti proporrà dei veicoli alternativi che potranno soddisfare le tue esigenze di viaggio oppure riceverai un rimborso completo.